Services

A Mortgage is likely to be your largest financial commitment, so it is important you receive the right advice based on your individual circumstances. As your broker I will help you all the way, not just at application but right through to when you pick up the keys. 

First time buyers

Home movers

Buy to let investments

Help to buy and Shared ownership

Adverse credit and Debt consolidation

If your current mortgage deal is ending soon or the mortgage you have is not suitable to your needs, then re negotiation with a new provider or your existing lender maybe the way forward.

Look to consider your options up to 6 months in advance of a deal ending.

Wanting to consolidate some debts or release some equity from your home then I can look at the best options for you

Life Cover can give you and your dependents the financial stability needed to cope with the money worries that a terminal illness diagnosis and death can bring. This type of cover gives protection that could help pay off the mortgage on our home, or any debts you might have, minimizing the financial impact your death could have on our loved one during a difficult time.

Critical Illness Cover pays out a lump sum if you are diagnosed with a specified illness or total permanent disability. So, all you need to do, is focus on getting better. The benefit could be used to pay off your mortgage, or alternatively, it could pay for medical expenses, childcare costs, household bills, or simply help maintain your standard of living if you're forced to take time off work to recover.

Income Protection. Have you ever thought what might happen to you or your loved one if you couldn’t work due to a long-term illness or injury resulting in a loss of earnings? How would you cover your bills or childcare costs? Having a back-up plan in place can reduce some of the financial stress of the situation. An Income Protection plan can protect your income as well as your lifestyle, so you can rest a bit easier, safe in the knowledge you’ll still get an income if you can’t work because of illness, injury or a terminal illness.

Buildings insurance covers the cost of rebuilding your home if it's damaged or destroyed. It's usually compulsory if you're planning to buy your home with a mortgage and you may not be able to get one unless you take out buildings insurance. 

Contents insurance is insurance that pays for damage to, or loss of, an individual’s personal possessions while they are located within that individual’s home. 

Aged 55+ and want to unlock the equity in your property?

An equity release mortgage is a type of loan that allows homeowners to access the equity in their property without having to sell it. Some reasons to release money can include:

• Supplement your retirement income

• Home Improvements

• Help Family Members

• Cover Healthcare costs

• To pay off debts

• Clear an Interest-Only mortgage

For more information, advice or a quote fill in the form with your details and we will get our trusted partner Viva Retirement Solutions to contact you.